In May, 2017, the CBL (Central Bank of Luxembourg), in collaboration with the Luxembourg Institute of Socio-Economic Research (LISER) published its report on financial and consumer behavior of households in Luxembourg.

The study was conducted among a representative sample of 1,600 households residing in the Grand Duchy.

The results showed that 67.6% of households in Luxembourg own their primary residence and 26.3% also own other real estate properties.

In terms of value, it is no surprise that the primary residence and any other real estate properties respectively represent 59.7% and 31.8% of household assets.

The research also found that 54.6% of households are indebted, among which 35.2% are related to a mortgage loan, which represents on average € 251,900.


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